Testimony & Regulatory Comments

(Download) December 20, 2021 Illinois Department of Financial and Professional Regulation Attn: Craig Cellini 320 West Washington, 3rd Floor Springfield, IL 62786 Comments on Advanced Notice of Proposed Rulemaking (ANPR) regarding Illinois Community Reinvestment Act (Public Act 101-657, codified at 205 ILCS 735) Dear Mr. Cellini: The National Community Reinvestment Coalition (NCRC), an association of …

NCRC’s comment on the Illinois Advanced Notice of Proposed Rulemaking concerning the Illinois Community Reinvestment Act. Read More »

(Download) October 29, 2021 Comment on OCC Proposal to Rescind its 2020 rule regarding the Community Reinvestment Act Regulations, Docket ID OCC-2021-0014 To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) and the 108 undersigned organizations strongly support the proposed rescission of the harmful 2020 Office of the Comptroller of the Currency’s (OCC’s) …

NCRC Comment Letter on OCC Proposal to Rescind its Harmful CRA Final 2020 Rule Read More »

October 28th, 2021 The Honorable Janet Yellen Secretary U.S. Department of the Treasury 1500 Pennsylvania Avenue, NW Washington, DC 20220 Re: Opposition to bank charter for stablecoin issuers Dear Secretary Yellen, Americans for Financial Reform, The Center for Responsible Lending, National Community Reinvestment Coalition, National Consumer Law Center (on behalf of its low-income clients), and …

NCRC, Four Other National Advocacy Groups, Author Letter to Treasury Department over Bank Charters for Stablecoin Issuers Read More »

(Download) October 25, 2021 Clinton Jones, General Counsel Attention: Comments/RIN 2590-AB12, Affordable Housing Goals Federal Housing Finance Agency Dear Mr. Jones: The National Community Reinvestment Coalition (NCRC), an association of more than 600 community-based organizations seeking to increase access to credit and capital for traditionally underserved communities, appreciates the opportunity to comment on the proposed …

NCRC comment letter on FHFA affordable housing goals Read More »

(Download) October 25, 2021 Clinton Jones, General Counsel Attention: Comments/RFI, Equitable Housing Finance Plans Federal Housing Finance Agency Dear Mr. Jones: The National Community Reinvestment Coalition (NCRC), an association of more than 600 community-based organizations seeking to increase access to credit and capital for traditionally underserved communities, appreciates the opportunity to comment on the preparation …

NCRC comment on FHFA equitable housing finance plans Read More »

October 18, 2021 Colette A. FriedAssistant Vice PresidentFederal Reserve Bank of Chicago230 South LaSalle StreetChicago, IL 60604 Via comments.applications@chi.frb.org RE: Comment on Application of First Mid Bancshares to acquire Delta Bancshares Company and Jefferson Bank and Trust Dear Ms. Fried: The St. Louis Equal Housing and Community Reinvestment Alliance (SLEHCRA) and the National Community Reinvestment …

Joint Comment on Application of First Mid Bancshares to acquire Delta Bancshares Company and Jefferson Bank and Trust Read More »

October 18, 2021 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC 20551. Federal Reserve Docket OP-1752 James P. Sheesley, Assistant Executive Secretary Attention: Comments-RIN 3064-ZA26, Legal ESS Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429. Chief Counsel’s Office Attention: Comment …

NCRC Submits Comment on Interagency Proposal for the Regulation of Partnerships between Banks and Fintechs Read More »

(Download) Attn SDOH Caucus Co-Chairs: Congresswoman Cheri Bustos Congressman G.K. Butterfield Congressman Tom Cole Congressman Markwayne Mullin RE: Social Determinants of Health Caucus – Request for Information Dear Members of Congress: Please accept this response to the Request for Information from the Congressional Caucus on Social Determinants of Health, on behalf of the National Community …

Social Determinants of Health Caucus – Request for Information Letter Read More »

(Download) August 24, 2021 Janet Kincaid Deputy Regional Director Federal Deposit Insurance Corporation 25 Jessie Street at Ecker Square Suite 2300 San Francisco, CA 94105 RE: Change in Control, KMD Partners, LLC to acquire Liberty Bank, Inc. Dear Ms. Kincaid: We ask the FDIC not to approve the application from KMD Partners, LLC to acquire …

NCRC, CRL, and NCLC File Joint Letter Opposing Acquisition of Liberty Bank Read More »

(Download) August 24, 2021 Office of General Counsel Rules Docket Clerk Department of Housing and Urban Development 451 Seventh Street SW, Room 10276 Washington, D.C. 20410-0001 Re: Docket No. HUD-2021-0033 FR-6251-P-01 Reinstatement of Discriminatory Effects Standard Dear Assistant Secretary Worden: The National Community Reinvestment Coalition (NCRC) and the undersigned organizations would like to applaud the …

NCRC Comment on HUD’s Proposed Disparate Impact Rule Read More »

(Download) National Community Reinvestment Coalition (NCRC) National Consumer Law Center (NCLC) (on behalf of its low income clients) Center for Responsible Lending (CRL) Comment to Board of Governors of the Federal Reserve System on the Proposed Guidelines for Evaluating Account and Service Requests July 12, 2021 Submitted electronically to regs.comments@federalreserve.gov Ann E Misback Secretary Board of Governors of …

Consumer and community groups urge Federal Reserve Board to ensure that financial institutions benefiting from the payments system serve the public interest Read More »

(Download) Sasha Samberg-Champion Deputy General Counsel for Enforcement and Fair Housing Regulations Division, Office of General Counsel Department of Housing and Urban Development 451 7th Street SW, Room 10276 Washington, DC 20410-0500 July 12, 2021 Dear Mr. Samberg-Champion, Thank you for the opportunity to submit comments regarding the Department of Housing and Urban Development (HUD)’s interim …

NCRC comment on HUD’s AFFH interim final rule Read More »