fbpx

Views

Analysis and points of view on research, trends, issues, ideas and opportunities.

COVID-19 Showed the Need for Paid Leave & Wage Increases for Working Women of Color

The lack of equity in income and wealth shapes the way women of color can respond to social and financial crises, sometimes escalating minor financial setbacks into an array of economic hardships which make a recovery difficult. Women of color are, unfortunately, at the center of economic inequality and most in need of paid leave and wage increases.

COVID-19 Showed the Need for Paid Leave & Wage Increases for Working Women of Color Read More »

NCRC applauds Senate vote to overturn OCC’s True Lender Rule

The National Community Reinvestment Coalition (NCRC) applauds the outcome of today’s bi-partisan 52-47 Senate vote on S.J. Res. 15, a resolution to reverse the Trump-era True Lender Rule. The rule, finalized in October 2020 by the Office of the Comptroller of the Currency (OCC), allows national banks to use their charters to help predatory lenders get around state laws that protect borrowers from exorbitant interest rates.

NCRC applauds Senate vote to overturn OCC’s True Lender Rule Read More »

Like Paid Leave, Care Infrastructure Isn’t Optional. It’s An Essential Element of A Just Economy.

As the United States builds back from COVID-19, policymakers must invest in policies the country’s workers needed long ago to help support parents, family caregivers and all working people – especially women, women of color, and people who work in lower-wage jobs that do not offer benefits. 

Like Paid Leave, Care Infrastructure Isn’t Optional. It’s An Essential Element of A Just Economy. Read More »

The Many Effects of Housing Discrimination on African Americans

Fair housing is a civil right protected by the Fair Housing Act (FHA). And yet, housing discrimination and segregation still persist, causing long-term societal effects in America. Segregation and discrimination in housing harm people’s health, their ability to accumulate wealth and the environment.

The Many Effects of Housing Discrimination on African Americans Read More »

Women and COVID-19 Financial Recovery: Understanding Stigma and Financial Services Deserts

Understanding the distinct consumer needs of different consumer segments is fundamental to engaging with individuals who experience financial vulnerability and stigma as they approach a post-pandemic financial recovery. Organizations can help to play an important role in supporting customers with their personal financial recovery.

Women and COVID-19 Financial Recovery: Understanding Stigma and Financial Services Deserts Read More »

Guaranteed Income Programs: A Potential Lifeline for Low-Income Women of Color in Crisis

Low-income women of color in America bear the weight of racism, sexism and classism – both in their interactions with other people, and more insidiously, baked into the nation’s policies, systems and cultural assumptions.  

Guaranteed Income Programs: A Potential Lifeline for Low-Income Women of Color in Crisis Read More »

Community organizations seek a sharp focus on rigor, equity and responsible lending and banking practices in CRA reform

This article focuses on the views of NCRC member organizations and community-based allies. If community organizations could write the CRA regulations, the CRA would increase in rigor, grade inflation would be curbed and the focus would be on underserved populations including low- and moderate-income populations, tribal communities, people of color, rural communities and people with disabilities. 

Community organizations seek a sharp focus on rigor, equity and responsible lending and banking practices in CRA reform Read More »

For women entrepreneurs, one daunting obstacle to recovery from the She-Recession will be barriers to credit

Entrepreneurship is not a successful venture without the right tools. One of these tools is access to credit – the money needed to start a business, expand or deal with ebbs and flows in revenue.

For women entrepreneurs, one daunting obstacle to recovery from the She-Recession will be barriers to credit Read More »

Scroll to Top