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Systemic Problems Call For Systemic Solutions: California Needs the Right Policy Tools To Address Historic Racism

By Kelsey Lyles and Adam Briones / October 15, 2020 / Views / 6 minutes of reading

Kelsey Lyles, Health Equity Policy Lead, The Greenlining Institute online pharmacy buy fluoxetine no prescription buy actos online buy actos online no prescription online pharmacy https://rachelshealthyplate.com/wp-content/uploads/2017/05/rogaine.html with best prices today in the USA Kelsey Lyles Program Manager, Health Equity, The Greenlining Institute As Health Equity Program Manager, Kelsey Lyles leads the Health Equity team’s workforce

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NCRC Short Summary of Federal Reserve Board Advanced Notice of Proposed Rulemaking on the Community Reinvestment Act

By Josh Silver / October 13, 2020 / Views / 6 minutes of reading

On September 21, the Federal Reserve Board approved an Advance Notice of Proposed Rulemaking (ANPR) on the Community Reinvestment Act (CRA). As an ANPR, this document is not a proposed change to the Federal Reserve’s CRA regulations. However, it offers details about a rule change the Federal Reserve (Fed) is contemplating

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Baltimore: The Black Butterfly

By Marceline White / October 8, 2020 / Views / 10 minutes of reading

Marceline White, Executive Director, Maryland Consumer Rights Coalition Marceline White Executive Director, Maryland Consumer Rights Coalition online pharmacy vibramycin for sale no prescription Marceline serves as the Executive Director of the Maryland Consumer Rights Coalition where she leads the coalition of 8,500 supporters in promoting economic justice and financial inclusion throughout Maryland. Marceline currently co-chairs

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Fast Company: ‘We were shocked’: RAND study uncovers massive income shift to the top 1%

By NCRC / October 2, 2020 / On Our Radar, Views / 1 minute of reading

The median worker should be making as much as $102,000 annually—if some $2.5 trillion wasn’t being “reverse distributed” every year away from the working class.

Fast Company: ‘We were shocked’: RAND study uncovers massive income shift to the top 1% Read More »

The Atlantic: I’m Still Saying Her Name

By NCRC / October 2, 2020 / On Our Radar, Views / 1 minute of reading

Today I remember my friend Cynthia Wesley and the three other girls who died during the 16th Street Baptist Church bombing 57 years ago.

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COVID-19 Disparities in Rochester, NY: The Legacy of Redlining in the City of Frederick Douglass and Susan B. Anthony

By Barbara Van Kerkhove and Ruhi Maker / October 1, 2020 / Views / 12 minutes of reading

T online pharmacy order amoxil online with best prices today in the USA Barbara Van Kerkhove, Ph.D. Researcher/Policy Analyst, Empire Justice Center Barbara Van Kerkhove is a researcher/policy analyst in Empire Justice Center’s Rochester, New York, office where she does research and advocacy on a variety of consumer finance and economic justice issues.

COVID-19 Disparities in Rochester, NY: The Legacy of Redlining in the City of Frederick Douglass and Susan B. Anthony Read More »

NCRC Initial Analysis of the CFPB SBREFA Panel Outline: A Step in the Right Direction but Improvements Sought

By Josh Silver and Tom Feltner / October 1, 2020 / Views / 19 minutes of reading

The CFPB’s initial proposals for the small business lending data take some steps in the right direction such as including a broad range of institutions from banks to non-bank financial technology companies that would be required to report data. However, some proposals would keep lending activity in the dark such as the proposal to not report Merchant Cash Advances, a form of credit that is higher cost and has been subject to abuses.

NCRC Initial Analysis of the CFPB SBREFA Panel Outline: A Step in the Right Direction but Improvements Sought Read More »

A Literature Review of Poverty, Race and Gender Among Older Adults

By Karen Kali and Roxana Ruiz / September 30, 2020 / Views / 10 minutes of reading

An individual’s well-being and long-term financial sustainability is derived from the ability to build and acquire assets, such as savings, homes, cars or businesses. Around 55% of Americans live in asset-poverty which means they lack sufficient wealth to sustain a livelihood above the poverty level for at least 3 months.

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De facto or de jure housing inequities: The outcomes are the same

By Glenn Burleigh / September 24, 2020 / Views / 7 minutes of reading

As the COVID-19 crisis unfolded in St. Louis, the maps of the infections looked very familiar to those of us who work to promote integrated and inclusive communities. Unsurprisingly, it was having a greater toll on the city’s majority-Black neighborhoods, where maps already showed elevated rates of asthma and lead poisoning.

De facto or de jure housing inequities: The outcomes are the same Read More »

An Immigrant Nation Defined By Racial Inequality

By Sally Sim and Dedrick Asante-Muhammad / September 21, 2020 / Views / 5 minutes of reading

Over 44 million immigrants live in the United States, comprising about 13% of the population. Immigration to the U.S. has long been a topic of debate: who can come, under what conditions and when?

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Principles for CRA Reform: Strengthen Exams for Banks

By Josh Silver / September 14, 2020 / Views / 9 minutes of reading

The agencies should not undermine the effectiveness of CRA by designing new exams that do not effectively hold banks accountable for meeting credit needs of local communities.

Principles for CRA Reform: Strengthen Exams for Banks Read More »

Mapping Inequality: There were no dog whistles, the racism was loud and clear.

By Robert K. Nelson / September 10, 2020 / Views / 6 minutes of reading

It’s not too simple to say that governmental housing policies that endorsed and promoted segregation and racism had a profound and lasting legacy that we can still see in the landscape of American cities today.

Mapping Inequality: There were no dog whistles, the racism was loud and clear. Read More »

Environmental Justice and COVID-19: Some are Living in a Syndemic

By Rita T. Harris / September 10, 2020 / Views / 14 minutes of reading

Like most American cities, Memphis has a long history of racist housing and environmental policies. As this report from NCRC and its university partners shows, this history has real world impacts today, resulting in worse health outcomes for Black neighborhoods, shorter lifespans, poorer overall health and greater risk of several complications due to COVID-19.

Environmental Justice and COVID-19: Some are Living in a Syndemic Read More »

CRA for the Securities Industry: A Tool for Combating Wealth Inequality and for Increasing Accountability

By Josh Silver / September 2, 2020 / Views / 8 minutes of reading

If it remains confined to banks, CRA will miss opportunities to make sure that securities services are offered equitably to low- and moderate-income communities.

CRA for the Securities Industry: A Tool for Combating Wealth Inequality and for Increasing Accountability Read More »

Expanding CRA to Non-Bank Lenders and Insurance Companies

By Josh Silver / August 27, 2020 / Views / 9 minutes of reading

if the Community Reinvestment Act (CRA) remains confined to banks, our nation’s underserved neighborhoods will have a harder time revitalizing. Banks are one part of the total financial industry and a shrinking part at that.

Expanding CRA to Non-Bank Lenders and Insurance Companies Read More »

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