Analysis and points of view on research, trends, issues, ideas and opportunities.
Consumers’ ability to share their data held at their banks has become necessary to access many financial services. NCRC’s Just Economy Pledge includes a commitment to ensure that individuals own their personal data, control who has access to it, and are treated fairly by anyone who does.[1] The scope of consumers’ rights regarding the sharing of […]
Joint Statement in Support of CFPB 1033 Rulemaking Read More »
Better understand the February jobs report with this special Women’s History Month edition of NCRC’s Race, Jobs and the Economy series.
Here’s why regulators should block the Capital One-Discover merger.
Black homeowners are making significant wealth gains — but the racial wealth divide isn’t narrowing, and data suggest the limited progress is fragile.
Igniting conversations about issues surrounding dementia care – from cultural sensitivities and the caregiver’s burden to unsustainable financial costs and systemic inadequacies in elder care.
Cash, Culture And Care: Navigating Dementia In An Indian American Family Read More »
With bank branches closing at rapid rates in recent years, siting decisions for new branch locations make a big difference to communities. Here’s how to identify the right place to build.
A legal analysis of the new CRA lawsuit from bank lobbyists.
The Black economy looks to be off to a strong start in the January jobs report — though that trajectory still begins on a launchpad of racial economic inequality.
There is a large and persistent racial life expectancy gap in the United States. And it isn’t happening because of lifestyle choices.
The Community Reinvestment Act requires public input to be effective. How much do the new CRA rules change public engagement?
Analysis: New CRA Rule’s Improvements To Public Engagement Systems Do Not Go Far Enough Read More »
Big changes to the Department of Justice and Federal Trade Commission merger guidelines provide community groups with key opportunities. Here’s how to use them.
MLK saw substantial economic progress for Black Americans in his lifetime, but in our century progress has slowed to a crawl. Here’s how we get back on track.
MLK Would Have Been 95 This Year. Let’s Make His Dream a Reality. Read More »
The Community Reinvestment Act has been plagued by ratings inflation for years. Has the new CRA overhaul fixed it?
CRA Overhaul: Did The Agencies Do Enough To Cure Ratings Inflation? Read More »
How is the labor market for Black workers? The December jobs report reveals significant gains for Black workers.
Black-owned small businesses often struggle to reach major-funder “anchor institutions” in their communities that contribute significant resources to support other entrepreneurs. But that is a solveable problem.
