NCRC’s New National Mortgage Analysis Finds Grave Warning Signs For Economic Equity And Data Transparency
Advocates for a more just and equitable housing market will find few reasons to celebrate when looking at 2023 mortgage market trends.
Views
Analysis and points of view on research, trends, issues, ideas and opportunities.
NCRC and Fintechs Urge Regulators to Use AI to Detect and Eliminate Lending Discrimination
Preventing AI tools from perpetuating discrimination in lending is just the start. Regulators should also look for ways AI can actively detect and combat bias.
Neighboring Markets, Worlds Apart: Mortgage Lending In Detroit And Wayne County
Detroit’s city limits are also an iron curtain between sharply contrasting mortgage lending patterns, dividing wealth-building opportunities along racial lines.
Neighboring Markets, Worlds Apart: Mortgage Lending In Detroit And Wayne County Read More »
Recession Watch? September 2024 Race, Jobs and the Economy Update
Is the US economy headed for a recession? Signs were muddled and mixed in the August jobs report.
Recession Watch? September 2024 Race, Jobs and the Economy Update Read More »
A Disappointing Jobs Report, A Global Sell-off And A Quick Reset: August 2024 Race, Jobs And The Economy Update
The latest jobs report was worrisome. News since has been better. So where does the US Economy stand in summer 2024?
Pennsylvania’s Hospital Merger Speedrun Will Hurt Patients. Here’s How They Can Do Better Next Time.
A $14 billion hospital merger that threatens to bring new hardship to rural Pennsylvanians was abruptly approved earlier this month, thwarting community expectations of a slower and more stringent review of the deal. The marriage of Jefferson Health and the Lehigh Valley Health Network creates the state’s second-largest nonprofit hospital system, affecting 30 hospitals and
ANALYSIS: Capital One-Discover “Community Benefits Plan” Contains Less Than $5 Billion In New Value
A detailed critique of the community benefits plan released by Capital One as part of its attempted merger with Discover.
If You Want More Housing, Build Less Parking: Local Zoning Lessons For The Housing Affordability Crisis
The affordable housing crisis requires exercising all available policy tools — including local zoning rules about parking spaces.
10 Things To Know Before Applying For A Business Loan
As you are thinking about applying for a business loan, whether as a startup or an existing business owner with years of experience running a business, it is important to consider and review the following steps prior to submitting your application to maximize your chances of success in securing capital for your business. 1. Understand
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Benefits Of Approving $35B Capital One-Discover Merger Are Just 2% Of What Bank Claims, Community Advocates Write to Regulators
“$5 billion is an insultingly small tip to leave on a quarter-trillion-dollar tab,” said Jesse Van Tol, President and CEO of NCRC.
Health Equity Research Spotlight: Challenges And Solutions For Connecting Community Development And Public Health Institutions
Two recent studies of health equity work show the challenges that community development and public health organizations face in building trust.
Housing, Household Budgets And Hiring Hiccups: July 2024 Race, Jobs And The Economy Update
The July jobs report hints at a softening economic picture — especially with household budgets continuing to feel the squeeze of inflation.
Remembering Inez Long
In memory of a dynamic woman who left positive marks on the communities she served.
Remembering Inez Long Read More »
NCRC Statement on Supreme Court Ruling In Chevron Deference Case
“If the courts are declaring open season on regulatory decision-making, then we have to make sure corporate America aren’t the only ones fighting.”
NCRC Statement on Supreme Court Ruling In Chevron Deference Case Read More »
Health Equity Research Spotlight: Housing Vouchers Improve Physical Health
Public health outcomes improve when HUD housing vouchers are more widely available.
Health Equity Research Spotlight: Housing Vouchers Improve Physical Health Read More »