Jesse Van Tol’s Keynote Speech At The 2026 Just Economy Conference
NCRC President and CEO Jesse Van Tol’s remarks at the 2026 Just Economy Conference.
Jesse Van Tol’s Keynote Speech At The 2026 Just Economy Conference Read More »
Analysis and points of view on research, trends, issues, ideas and opportunities.
NCRC President and CEO Jesse Van Tol’s remarks at the 2026 Just Economy Conference.
Jesse Van Tol’s Keynote Speech At The 2026 Just Economy Conference Read More »
The legacy of the urban renewal era is still alive and well in many expensive cities across the US, such as San Francisco. Even many San Franciscans who received Certificates of Preference, a piece of paper meant to guarantee housing for those displaced by urban renewal, haven’t been able to build a community in the
In Russell, Kentucky, a historically Black neighborhood in Louisville, one organization is empowering residents to take an active role in community planning while ensuring real estate investments build generational wealth for the local population. Russell: A Place of Promise (RPOP) has been educating residents about real estate planning, engaging them in the land development process
Russell: A Place of Promise Empowers Residents to Build Community Wealth in Louisville Read More »
The National Community Reinvestment Coalition (NCRC) recently submitted a letter to the Consumer Financial Protection Bureau (CFPB) to strongly support maintaining the current level of Home Mortgage Disclosure Act (HMDA) data collection because reduced HMDA reporting would significantly impair fair lending enforcement. 53 state and local NCRC member organizations signed on to NCRC’s letter. The
NCRC Warns CFPB of Risks of Reduced HMDA Data Collection to Fair Lending Enforcement Read More »
In last month’s edition of the Race, Jobs and the Economy series, we explored whether the 6-figure job gains seen in January were either a sign that the labor market was about to experience a turnaround or simply a fluke. It seems the latest Bureau of Labor Statistics (BLS) jobs report provides an answer. The
In 1955, a homebuilder called Foster Associates took out an ad in the Tampa Tribune for a new development called Manhattan Manor. Three bedroom homes starting at $10,250, with veterans able to move in for $150 down and monthly payments as low as $60. Adjusted for inflation, that is about $120,000 in today’s dollars. Tampa
Few issues have done more to shape the economy and American politics over the past year than the explosion of data center proposals to advance artificial intelligence (AI). In February, the Trump administration reportedly agreed to the terms of a “ratepayer protection pledge” with Amazon, Google, Meta, Microsoft, xAI, Oracle and OpenAI – the Big
Well-paying, quality jobs are essential to economic mobility and building wealth. Without a steady, living-wage income and dignified working conditions, people will struggle to save enough to support long-term material wellbeing and build generational wealth. The workforce development system is one particularly important mechanism for preparing and connecting people to high quality employment. In recent
Despite soaring housing costs, stagnant wages, limited access to financing and the lingering effects of historical policies like redlining, many low- to moderate-income families continue to pursue the dream of homeownership. For over 20 years, the You Can Make It Home Ownership Center (YCMIHOC) has helped turn that dream into a reality in underserved communities
The Small Business Administration (SBA) recently posted a policy notice that would prevent legal permanent residents, such as immigrants with green cards, from accessing any SBA financing product effective March 1, 2026. Legal permanent residents are authorized to live and work in the US. To receive an SBA-backed loan, the SBA now requires small businesses to be 100% owned by US citizens or nationals. This is an abrupt reversal from SBA’s original policy notice released this past December, which would have allowed small businesses that were 100% owned by legal permanent residents to access SBA financing
Gentrification is one of those hot-button topics where people can look at the same city and see opposite truths. Some see disinvested neighborhoods finally getting access to grocery stores, improvements in public transit and safer neighborhoods while others see decreased affordability, the loss of cultural identity and the exit of longtime residents – often people
Does gentrification push people out? The answer depends on how it is measured Read More »
Anchor institutions are essential to driving economic mobility outcomes forward. These institutions – universities, hospitals and other large, place-based employers – are uniquely positioned to do just that. Unlike companies that may relocate or downsize, anchor institutions remain rooted in their neighborhoods, employing thousands, purchasing billions of goods and services and controlling numerous public spaces. This combination of stability and scale allows them to deploy workforce investments strategically, creating tangible pathways for
Economic Mobility on the Ground: How Anchor Institutions Invest in Workforce Development Read More »
During this divisive time in American politics, an interfaith coalition in Nashville is giving the nation a stunning example of unity by bringing together people of all backgrounds to advocate for social justice policies. Nashville Organized for Action and Hope (NOAH) is a multi-racial and interdenominational coalition of churches, synagogues, mosques, community organizations, nonprofits and
The legacy of redlining in the US has left some communities at a considerable economic disadvantage, resulting in challenges that can only be addressed by strategically deploying accessible capital. However, many banks avoid lending in these communities, further exacerbating their shortage of quality and affordable housing. Capital for Change was born from a need to
For the past 17 years, the Affordable Housing Centers of Pennsylvania (AHCOPA) has provided a range of programs designed to build wealth within low- and moderate-income (LMI) communities. AHCOPA provides services to approximately 3,000 people each year via their pre-purchase, post-purchase and mortgage prevention counseling programs. When Kenneth Bigos joined AHCOPA as their Executive Director