Dodd-Frank Act Archives

Industry members of the Innovation Council urge regulatory stabilization at the CFPB

By NCRC / March 24, 2025 / Testimony & Regulatory Comments / 5 minutes of reading

(Download) March 19, 2025 Majority Leader John Thune United States Senate SD-511 Washington, D.C. 20510 Minority Leader Charles Schumer 322 Hart Senate Office Building Washington, D.C. 20510 Re: Industry Support for the Rapid Confirmation of a Permanent Director of the CFPB To the Honorable Majority Leader Thune and Honorable Minority Leader Schumer, As members of […]

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PPP data shows loans flowed mostly to businesses in wealthy White communities

By NCRC / December 11, 2020 / Press Releases / 4 minutes of reading

The government’s flawed COVID relief program underscored the need for equity in small business financing, and for stronger enforcement of fair lending laws.

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Could Adequate Small Business Lending Data Be on the Horizon?

By Ali Lederer / March 2, 2020 / Views / 3 minutes of reading

Proper implementation of Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act would reveal who is receiving small business loans and where they are located.

Could Adequate Small Business Lending Data Be on the Horizon? Read More »

NCRC applauds Court-Ordered Implementation for Section 1071 of the Dodd-Frank Act

By NCRC / February 26, 2020 / Press Releases / 2 minutes of reading

The Consumer Financial Protection Bureau (CFPB) filed a settlement agreement with the U.S. District Court for the Northern District of California that outlines court-ordered deadlines for implementation of Section 1071 of the Dodd-Frank Act.

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NCRC President, Founder John Taylor Testifies at CFPB on Small Business Data

By Alyssa Wiltse-Ahmad / November 6, 2019 / Press Releases / 2 minutes of reading

John Taylor, President and Founder of the National Community Reinvestment Coalition, testified today at the Consumer Finance Protection Bureau’s (CFPB) Symposium: Section 1071 of the Dodd-Frank Act.

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NCRC’s HMDA 2018 methodology: How to calculate loan price

By Jason Richardson / September 10, 2019 / Research / 5 minutes of reading

High-cost loans are often used as a proxy for subprime or even predatory mortgages. More accurate data on the loan price would go a long way to confirming if these loans are in fact dangerous, or if the higher interest rate reflects other legitimate factors.

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NCRC’s HMDA 2018 methodology: How to calculate race and ethnicity

By Jason Richardson / September 10, 2019 / Research / 5 minutes of reading

The result of the 2010 Dodd Frank Act, the 2015 CFPB rule and the 2018 Congressional update was the expansion of ethnicity fields in HMDA datat from one possible choice to five for both the applicant and co-applicant.

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The Washington Post: The Senate is poised to roll back rules meant to root out discrimination by mortgage lenders

By NCRC / March 12, 2018 / In the News / 1 minute of reading

Bill would weaken the government’s ability to enforce fair lending requirements, making it harder to root out predatory lenders.

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Politico: A decade after meltdown, Senate moves to roll back bank rules

By NCRC / February 20, 2018 / On Our Radar / 2 minutes of reading

That the legislation is coming 10 years after the worst credit crunch since the Great Depression has fueled passions around the debate.

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Community Organizations Weigh in on the Community Reinvestment Act

By NCRC / August 6, 2010 / Press Releases / 3 minutes of reading

Hundreds of NCRC members expected to comment and testify before bank regulators this summer Atlanta, GA – Today, eight members of the National Community Reinvestment Coalition testified before the bank regulatory agencies regarding ways to improve the Community Reinvestment Act (CRA) to leverage hundreds of billions of dollars more in private investments for job creation

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