Research

Posts about NCRC research.

Foreclosure Rescue Scams: A Nightmare Complicating the American Dream

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The report addresses the concerns surrounding foreclosure prevention rescue scams. The research study was conducted for a period of three months in mid-2009 using “fair lending matched pair testing” or mystery shopping” to assess the extent of the problem. Findings of the study demonstrate that an aggressive legislative solution and added public and private oversights […]

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NCRC Releases Small Business Lending Study (July 2010)

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Small businesses are the driving force behind job creation, yet many struggle to find the capital they need to survive and grow. Women and minority-owned businesses face additional impediments. Today, we’re pleased to announce a new NCRC study, “Does CRA Small Business Lending Increase Employment: an Examination on a County Level.” The study looks at over 500 counties around the country, exploring the national impact of Community Reinvestment Act on small business lending.

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NCRC’s 2010 Survey on the Home Affordable Mortgage Program (HAMP)

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NCRC’s Analysis of How the Restoring the Financial Stability Act of 2010 needs to be Strengthened

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NCRC Releases a New Report on Fair Lending Performance of Credit Unions

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NCRC releases a new report on fair lending performance of credit unions. The report analyzes several credit unions and compares them to bank service to working and minority communities. The study finds that credit unions lag behind banks on 64% of the fair lending indicators that were examined.” Click Here to View: NCRC’s Report “Credit

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Lending Disparities by Congressional District

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Income Is No Shield II

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The Broken Credit System: Discrimination and Unequal Access to Affordable Loans by Race and Age

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The 2005 Fair Lending Disparities: Stubborn and Persistent II (05/2006)

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Inequalities in Small Business Lending by Income and Race of Neighborhood (10/2004)

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