Analysis and points of view on research, trends, issues, ideas and opportunities.
This is a painful moment for America, but especially and uniquely for African Americans who live with the threat of violence, injustice and police brutality every day, for communities where systemic racism undermines everything, and for a nation that has talked about these issues for too long and yet has been incapable of facing or correcting inequality that began with slavery.Â
We need the protests, and we need solutions Read More »
Forbearance is an option available to borrowers where they can stop making payments on their home mortgage loan and then repay that amount at a later date. This rarely used option has taken on new significance since the onset of the COVID-19 pandemic.
COVID-19 and Mortgage Forbearance Read More »
The government’s emergency spending to help businesses stay afloat isn’t enough to save the economy. Businesses need credit to manage day-to-day operations and to grow – and business lending from banks has dried up during the pandemic. If it doesn’t resume quickly, we’ll likely face a long and deep recession.
The Tightening of the Credit Market and the Perpetuation of the Recession Read More »
Demystifying blanket assumptions regarding the economic status of Asian Americans is key in understanding the large disparities that live within the group, and can help reduce intra-group inequalities.Â
The Economic Reality of Asian Americans, Including Intragroup Differences Read More »
Participatory budgeting (PB) is a democratic process in which community members decide together how to spend part of a public budget.
How Participatory Budgeting can create affordable housing and a just economy Read More »
In the wake of the current public health crisis, universities have a responsibility to ensure that every student is housing-secure after losing access to on-campus housing.Â
Universities: Don’t leave your students behind Read More »
If the agencies do not clarify who can benefit, bank activities under CRA may not end up focused on low- and moderate-income (LMI) communities, including communities of color devastated by COVID-19. Â
How Will CRA Resources be Targeted to Fight COVID-19? Read More »
An update is needed but not one that is hastily implemented and would weaken the law in a misguided effort to simplify and clarify CRA rules.Â
Comments on Proposed CRA Rule: Pause and Go Back to Drawing Board Read More »
To a large extent, a person’s health is determined by their circumstances and their environment.
Good Health is more than just the absence of illness Read More »
The poor implementation of affirmatively furthering fair housing (AFFH) has taken a significant toll on the health of African Americans. Therefore, we need to make communities equal to allow all Americans to have a healthy life and a chance to survive after this.
To help mitigate this decline in employment from turning into a homeownership crisis, the CARES Act provides two protections.
Homeowners Rights and Resources During the COVID Crisis Read More »
Conditions in our environment where we live, work, learn and play affect a range of health outcomes. Now, faced with a global pandemic, we are learning just how detrimental viral diseases are for struggling communities.
Coronavirus And The Social Determinants Of Health: Part 2 Race Read More »
Help for homeowners is a major part of the CARES Act, the law recently passed to support our economy as we deal with the COVID-19 pandemic.
What is Mortgage Forbearance and How are Fannie Mae and Freddie Mac Making it Happen Read More »
Student loan borrowers now have more benefits to consider when planning for the potential financial impact from coronavirus.
What you need to know about student loans and the coronavirus pandemic Read More »
The one thing that the coronavirus pandemic has revealed is that a full quarantine is an option for the wealthy only, and by the wealthy, the 1%. Only they will survive this pandemic with limited changes to their lives.Â
Only the 1% Will Survive COVID-19 Pandemic Intact Read More »
