The Community Reinvestment Act has been plagued by ratings inflation for years. Has the new CRA overhaul fixed it?
CRA Overhaul: Did The Agencies Do Enough To Cure Ratings Inflation? Read More »
The NCRC study, based on government exams of the nation’s 50 biggest banks, found some banks get credit for investments outside of their assessment areas (AAs) even when those banks underinvested in the areas they are supposed to serve first. Meanwhile, other banks get little or no credit outside of assessment areas.
Report: Bank regulators need to plug loopholes in Community Reinvestment Act exams Read More »
HMDA is the key to preventing predatory behavior, not the cause of it, so how can an economics professor from George Washington University claim that HMDA can facilitate large-scale identity theft?
Inequality is increasing social tensions and slowing economic growth. According to Josh Silver, there is a way to fight it.
Integration as a means of combating inequality Read More »
Every so often, an effort is made to collect articles by leading practitioners, community organizations, and academics about the effectiveness of the Community Reinvestment Act (CRA). With a new administration planning changes to banking policy, including a review of CRA, this publication is timely.
The Community Reinvestment Act at 40: A Careful Review of the Reviews Read More »
