Posts about NCRC research.
NCRC examined the varying levels of CD finance by banks with different CD test ratings, concluding that there is a significantly larger level of CD finance by banks with “Outstanding” ratings than banks with ratings of “Satisfactory” and “Needs to Improve.”
Bank Branch Closures from 2008-2016: Unequal Impact in America’s Heartland (Download PDF) Web-based map tool: http://maps.ncrc.org/bankdeserts/index.html
Bank Branch Closures from 2008-2016: Unequal Impact in America’s Heartland Read More »
The Community Reinvestment Act and Geography: How Well Do CRA Exams Cover the Geographical Areas that Banks Serve? (Download PDF)
The Community Reinvestment Act and Geography Read More »
Table of Contents Who We Are Investing in a Just Economy Invest Local Invest Forward Invest Fair Invest Period Who We Are Investing in a Just Economy Invest Local Invest Forward Invest Fair Invest Period 2017 Policy Agenda – Full version (Download PDF) Policy Fact Sheets Invest Local Defend CRA From Efforts to Weaken It
2017 Policy Agenda Read More »
How CRA Can Promote Integration and Prevent Displacement in Gentrifying Neighborhoods (Download PDF)
How CRA Can Promote Integration and Prevent Displacement in Gentrifying Neighborhoods Read More »
Home Mortgage Lending in St. Louis, Milwaukee, Minneapolis, and Surrounding Areas (Download PDF)
Home Mortgage Lending in St. Louis, Milwaukee, Minneapolis, and Surrounding Areas Read More »
The Community Reinvestment Act: Vital for Neighborhoods, the Country, and the Economy (Download PDF)
The Community Reinvestment Act: Vital for Neighborhoods, the Country, and the Economy Read More »
CRA Performance Context Paper (Download PDF)
CRA Performance Context Paper Read More »
Performance Evaluation: Facilitating Public Input on CRA via Federal Agency Websites (Download PDF)
Performance Evaluation: Facilitating Public Input on CRA via Federal Agency Websites Read More »
Home Mortgage and Small Business Lending in Baltimore and Surrounding Areas (Download PDF) This report, Home Mortgage and Small Business Lending in Baltimore and Surrounding Areas, details lenders’ abandonment of neighborhoods in Baltimore based upon the race of members of those neighborhoods and the preferences of lenders for white borrowers and majority white neighborhoods. Using
Home Mortgage and Small Business Lending in Baltimore and Surrounding Areas Read More »
Protecting Duties to Serve and Responsible Next Steps for Reforming the Secondary Mortgage Market (PDF Download)
How well are regulators evaluating banks under the Community Reinvestment Act? Check out a new infographic showing the inflation of CRA grades. Download the infographic
CRA Grade Inflation Infographic Read More »
Today, the National Community Reinvestment Coalition (NCRC) released a series of maps showing the locations of bank branches and “alternative financial services providers” in Baltimore, Maryland. The maps show bank branch and “alternative financial services provider” locations based on income level and percentage of minority population. The maps show 122 bank branches in Baltimore,
Bank Branches in Baltimore, Maryland Read More »
NCRC CRA Q&A Issue Brief. The Office of the Comptroller of the Currency, the Federal Reserve Board, and the Federal Deposit Insurance Corporation (the “Agencies”) recently released a proposed update to the Community Reinvestment Act Q&A. The Agencies regularly review examination policies, procedures, and guidance to better serve the goals of CRA. Following the publication
Summary: Proposed Changes to CRA Q&A Read More »
